Andy Pearce Dip PFS, Certs (MP & ER)
Independent Financial Adviser
Andy Pearce
Independent Financial Adviser
Helping you meet your financial goals
Having worked in financial services since 1989, I became a Financial Adviser in 2000, concentrating specifically on financial planning and helping people plan their financial futures. Since this time, I have developed long term relationships with my clients by being able to help them with their objectives and often-changing financial needs.
I offer a friendly and professional service as well as fully independent and impartial advice from the whole of the market. My aim is to demystify all the 'Financial stuff' by providing clear and easy to understand advice in order to help you meet your financial goals. More importantly, I also offer a fully comprehensive ongoing review service which helps to ensure you remain on track to meet those objectives.
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I am proud to have been awarded 'Top Adviser' rating by the independent reviews website, www.vouchedfor.co.uk for eight years running and have a current rating of
4.8 out of 5.0 based on the reviews left by my clients.
My office is located in the centre of Barnstaple close to easily accessible parking.
Services
Expertise. Intuition. Ingenuity.
Investing
Is your money working hard enough?
Whether you are seeking growth or
an additional income from your
investments I will take the time to
fully understand your needs and
research all options in order to help
make your money work as hard as
possible.
Saving For Retirement
What are your plans for retirement?
And are your savings sufficient to
meet these aims? I can review your
current retirement savings as well as
help you plan towards a retirement
that you want.
At Retirement
So many options!
The 2014 budget introduced
significant changes on how you can
take your retirement savings. I can
guide you through the maze of
available options to help ensure you
select the best option to match
what you want to do.
Estate Planning
Don't leave it to the Tax Man!
With house price increases more
estates fall into the inheritance tax
trap. There are methods, which
allow you to protect your hard
earned money so it can be left to
your family rather than the Tax Man.
Equity Release
Releasing money from your home
Do you want or need to release money or an
additional income from your home. I can help
you with this while not taking the risk of losing
your most valuable asset.
Protection
Life does not always go to plan
Would you like to be certain, if in the event of
illness, diagnosis of a critical illness or death
your family and way of life are protected?
I can show you how this can be achieved.
Testimonials
The following testimonials have been taken from reviews left by clients on the reviews website, www.vouchedfor.co.uk
Andy has been my financial adviser for some time now. He has always provided clear and concise explanations of the reasoning behind his investment advice and equally clearly explained the several risk strategies involved in making investments. For these reasons I have had and continue to have confidence in his advice.
Andy is good at removing the sense of mystique which sometimes surrounds the art of investing. He makes it easy to understand.
I commend him to anyone seeking a financial adviser.
JG, Devon
via www.vouchedfor.co.uk
I was put in a situation of investing money on behalf of my daughter and I didn't have a clue where to start or how to do it. I found Andy and I'm so happy I did. From beginning to end he made the process stress free and advised me on the safest and most effective way to invest after researching all options.
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He was very friendly at all times and patient. He was thorough and explained everything in detail to make sure I fully understood.
I would highly recommend him to anybody that needed financial advice. Thank you so much Andy!
AM, Devon
via www.vouchedfor.co.uk
I cannot rate Andy highly enough. I was buying my first property and everyone I knew seemed to have an opinion about which IFA I should use. I spoke to a few of them (Sorry Andy!) but none were as helpful, easy to deal with or as fast to respond to as Andy and they didn't find me as suitable mortgage deal either.
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I wouldn't go anywhere else now and I sing his praises to all of my clients who need financial advice.
RS, Devon
via www.vouchedfor.co.uk
I had a number of pensions and investments that had not been reviewed for several years. I wanted a financial adviser to look at them and tel me whether or not they are still relevant for my financial needs.
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Andy reviewed my portfolio, investigated my future plans and then explained the reasons for his advice. Due to my work situation sometimes meetings were arranged at the last minute, and Andy was always accommodating, which I found very helpful.
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I never felt at any time, under any obligation to proceed with the recommendations and always felt in control with the decisions I was making.
LB, Devon
via www.vouchedfor.co.uk
Duchy IFA is a trading style of Saltus Wealth Partnership Limited which is authorised and regulated by the Financial Conduct Authority. FCA reference number: 449607
Registered office: Solent Business Park, 4500 Parkway, Whiteley, Fareham PO15 7AZ. Registered number: 05709133
Your home may be repossessed if you do not keep up repayments on a mortgage.
Contact Me
Andy Pearce, Duchy IFA, Suite 2, Riverside Court, Castle Street, Barnstaple, Devon EX31 1DR
Email: andy@andypearce.co.uk
Telephone: 01271 344600 / 07772 968736